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October 29, 2019
To SPRC Chairs, Clergy and Conference Staff Health Insurance Participants,
In early October, the Board of Pensions sent to you our annual open enrollment letter to share with you the 2020 premium rates adopted for our Kaiser and Blue Shield Health Insurance plans. The Kaiser premium increase was 0% while the Blue Shield premium increase was almost 50% over 2019 rates.
Concerned by the impact the Blue Shield rate increase would have on congregations, clergy, and staff, the Board of Pensions Executive Officer, the Cabinet, and the Conference Human Resources Team have established an executive policy that applies to all eligible* clergy and conference staff who choose to remain on the Blue Shield health insurance plan effective January 1, 2020.
The policy states:
In years when more than one group health insurance option is available, the maximum amount paid by the employing body for the health insurance benefit is limited to the lowest cost health insurance plan available, less any applicable participant cost share.
This means that congregations and conference agencies would pay the cost of our Kaiser Health Insurance plan for eligible participants. Participants enrolling in the Blue Shield Health Insurance plan for 2020 would pay the difference in cost between the two plans from their own financial resources.
|Kaiser Plan Cost||$9,728||Blue Shield Plan Cost||$19,777|
|Participant Cost Share||$1,000||Participant Cost Share||$1,000|
|Employer Cost||$8,728||Employer Cost||$8,728|
|Additional Participant Cost||$0||Additional Participant Cost||$10,049|
|TOTAL Participant Cost||$1,000||TOTAL Participant Cost||$11,049|
|Kaiser Plan Cost||$19,220||Blue Shield Plan Cost||$39,657|
|Participant Cost Share||$1,200||Participant Cost Share||$1,200|
|Employer Cost||$18,020||Employer Cost||$18,020|
|Additional Participant Cost||$0||Additional Participant Cost||$20,437|
|TOTAL Participant Cost||$1,200||TOTAL Participant Cost||$21,637|
|Kaiser Plan Cost||$27,133||Blue Shield Plan Cost||$58,564|
|Participant Cost Share||$1,400||Participant Cost Share||$1,400|
|Employer Cost||$25,733||Employer Cost||$25,733|
|Additional Participant Cost||$0||Additional Participant Cost||$31,431|
|TOTAL Participant Cost||$1,400||TOTAL Participant Cost||$32,831|
If you have any questions, please contact Paul Extrum-Fernandez, Board of Pensions Executive Officer, at 916-913-1049.
*Eligibility rules may be found in the 2019 Conference Journal Division VIII. Pension and Benefit Programs, E. Medical Benefits Programs 2.