2021 Active Health Insurance

In 2021, the Board of Pensions was able to keep Kaiser Permanente premiums at the same rate and introduce a new health care option through Sutter Health. These two plans will still include the Health Reimbursement Accounts (HRA) which will cover the deductible and most of the out of pocket maximum.

Important Changes

  • There are now two HMO options, Kaiser Permanente and Sutter Health Plus
  • Kaiser and Sutter plans will include the Health Reimbursement Account (HRA) through NonStop Wellness but participants will be required to pay the final $1050/$2100 (through Kaiser) or $1000/$2000 (through Sutter)
  • The Blue Shield plan is still available with lower premium costs; however, it does not include an HRA. All deductible and out of pocket costs are the responsibility of the participant.

Plan and Premium Comparisons

2021 Premium and Cost Sharing

Clergy who participate in the group insurance plan are expected to contribute towards the cost of premiums through pretax payroll deductions. Due to the Executive Policy regarding Premiums, the amount of the cost sharing depends on the plan that you choose and the number of people being covered by the group plan. For more information, visit our 2021 Active premium cost page.

Local churches determine how much lay employees must contribute towards their premium costs. Check with your supervisor or church administrator for specifics.

Active Clergy & Lay Employee Health Insurance