In years when more than one group health insurance option is available, the maximum amount paid by the employing body for the health insurance benefit is limited to the lowest cost health insurance plan available, less any applicable participant cost share.
This means that congregations and conference agencies would pay the cost of our Kaiser Health Insurance plan for eligible participants. Participants enrolling in the Blue Shield Health Insurance plan for 2020 would pay the difference in cost between the two plans from their own financial resources.
| Kaiser Plan Cost | $9,728 | Blue Shield Plan Cost | $19,777 | |
| Participant Cost Share | $1,000 | Participant Cost Share | $1,000 | |
| Employer Cost | $8,728 | Employer Cost | $8,728 | |
| Additional Participant Cost | $0 | Additional Participant Cost | $10,049 | |
| TOTAL Participant Cost | $1,000 | TOTAL Participant Cost | $11,049 |
| Kaiser Plan Cost | $19,220 | Blue Shield Plan Cost | $39,657 | |
| Participant Cost Share | $1,200 | Participant Cost Share | $1,200 | |
| Employer Cost | $18,020 | Employer Cost | $18,020 | |
| Additional Participant Cost | $0 | Additional Participant Cost | $20,437 | |
| TOTAL Participant Cost | $1,200 | TOTAL Participant Cost | $21,637 |
| Kaiser Plan Cost | $27,133 | Blue Shield Plan Cost | $58,564 | |
| Participant Cost Share | $1,400 | Participant Cost Share | $1,400 | |
| Employer Cost | $25,733 | Employer Cost | $25,733 | |
| Additional Participant Cost | $0 | Additional Participant Cost | $31,431 | |
| TOTAL Participant Cost | $1,400 | TOTAL Participant Cost | $32,831 |
If you have any questions, please contact Paul Extrum-Fernandez, Board of Pensions Executive Officer, at 916-913-1049.
*Eligibility rules may be found in the 2019 Conference Journal Division VIII. Pension and Benefit Programs, E. Medical Benefits Programs 2.
Sincerely,
Paul Extrum-Fernandez